01. Payment Methods

The payment methods available for your purchase are displayed during checkout.

Available options may vary according to location, currency, device, payment provider, and the services enabled when the order is placed.

02. Payment Authorization & Verification

Orders may be subject to transaction authorization, payment verification, and fraud-prevention review.

A bank, card issuer, or payment provider may request additional verification, decline a transaction, or place a temporary authorization hold.

These decisions and hold periods are controlled by the applicable financial institution or payment provider.

04. Prices & Final Order Total

Before payment is completed, checkout displays applicable product prices, shipping charges, taxes where applicable, discounts, and the final order total.

Prices on Calverisio.com are displayed in USD unless another currency is clearly shown.

05. Financial-Institution Charges

A bank or payment provider may separately impose foreign-exchange, currency-conversion, international transaction, or other financial-institution fees.

These charges are determined by the applicable financial institution rather than Calverisio™.

06. Discount Codes & Promotions

Valid promotional codes should generally be entered before checkout is completed.

Promotions may be subject to eligibility requirements, expiration dates, minimum purchase requirements, product exclusions, usage limits, or other conditions shown with the applicable offer.

07. Failed or Declined Payments

A transaction may be declined because of incorrect payment details, insufficient funds, card restrictions, billing-address differences, security verification, or a decision made by the payment provider.

If a payment is declined, confirm your entered information or contact your bank or payment provider for further assistance.

08. Duplicate or Pending Charges

A pending transaction may be a temporary authorization rather than a completed duplicate charge.

Banks and payment providers control how long pending authorizations remain visible. Contact your financial institution if a pending transaction remains for an unusual period.

09. Refunds to the Original Payment Method

Approved refunds are normally issued to the original payment method used for the order.

After a refund is initiated, the bank, card issuer, or payment provider may require additional time to post the credit.

Refund eligibility is governed by our Return & Refund Policy.